Make 4 interest-free Payments with Affirm

When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price when you Pay in 4

Prequalify now

Keep things simple with Pay in 4

For example, a $1,000 purchase might cost $84/mo over 4 payments at 0% APR.

2. Choose how you pay

3. Pay over time

  1. Fill your cart

Online checkout screen showing order summary, shipping address, and payment options.

When you’re done shoping, select Affirm at checkout.

A mobile app screen titled 'Create your account,' prompting for a mobile number with a 'Continue' button and links to update the number, view terms of service, and privacy policy.

Enter a few pieces of info for a real-time decision.

Mobile screen showing a loan repayment plan selection with options for different monthly payments and a blue 'Continue' button.

Just select affirm at checkout

Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You’ll get email and text reminders.

Buy with confidence

When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You’ll never pay late fees or hidden fees of any kind.

Transparent

Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available everywhere. Options depend on your purchase amount and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses

FAQs

  • Yes, there’s no penalty for paying early.

  • You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before paymentsare due.

  • Yes, you can return an item you bought with Affirm by initiating the return process with the store.

  • No, your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

  • Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

  • You can visit their website at affirm.com.